NEWS UPDATE
NEWS UPDATE
Five years into retirement, life may look very different from the picture you had in mind when you first stopped working. Some plans may have unfolded exactly as expected. Others may have changed completely. Perhaps you have travelled more than you imagined. Maybe you have…
Growing older is a privilege, not a weakness. Learning to accept a little help along the way can make all the difference to your independence, confidence and quality of life. There is something wonderfully rewarding about growing older. The memories we have made, the people…
Retirement is often imagined as the reward at the end of decades of work: more freedom, more travel, slower mornings and finally enough time to do the things you have been putting off. And for many people, retirement delivers exactly that. But it can also…
In the world of investing, stocks and bonds often take centre stage. They represent two of the most common types of investments, each offering unique benefits and risks. As an investor, understanding stocks vs. bonds is key to building a diversified portfolio tailored to your…
Every time markets dip, the same question rises to the surface: Should I move my superannuation to cash before things get worse? It’s a natural reaction. Watching balances fluctuate can be uncomfortable. But superannuation was never designed for short-term comfort — it was designed for…
Retirement is often treated as a finish line. You work for decades, build your superannuation, make plans, count down the final months and eventually reach that long-awaited last day of work. Then suddenly, the structure that has shaped much of your adult life is gone….
When it comes to preparing for retirement, many people focus on how much they’re contributing to their superannuation or pension. What often gets overlooked is how those contributions are made — and this is where salary sacrifice can play an important role. Salary sacrifice is…
Navigating the complex financial landscape is challenging. However, with the right Financial Adviser, you can optimise your investments and ensure a secure financial future. By understanding how clients often perceive missteps in their adviser-client relationship, you can leverage insights to get the most from your…
When Retirement Becomes About People, Purpose and Legacy Years after leaving work, the couple looked back at the retirement plans they had once carefully written. Some had happened exactly as expected. Others had changed completely. There had been memorable holidays, long road trips and destinations…
Retirement changes the way you travel. For years, holidays may have been squeezed between work commitments, school calendars and responsibilities waiting at home. Two weeks disappeared in a flash. Three weeks felt indulgent. Every itinerary seemed to involve getting somewhere quickly because there was always…
Superannuation is one of the most powerful tools Australians have to build long-term financial security. Yet, for many young people, it remains out of sight and out of mind. They may see it as something for “future them” to worry about — a distant concept…
A year into retirement, something had changed. The novelty of waking without an alarm had faded. The long-awaited holiday had been taken. The jobs around the house that had accumulated over twenty years were slowly disappearing from the list. Retirement was no longer something this…
Superannuation is an essential part of planning for retirement in Australia. For most people, it quietly grows in the background through employer contributions and investment earnings. But did you know there’s more than one way to manage your super? While most Australians are in a…
For years, retirement can feel like something waiting somewhere in the distance. There are careers to build, mortgages to pay, children to raise and countless everyday commitments competing for attention. Then, almost unexpectedly, the conversation begins to change. Instead of asking, “What do we need…
For many business owners, the business becomes far more than a source of income. It becomes part of your identity. It may have shaped your daily routine for 10, 20 or even 40 years. It may have supported your family, employed people in your community,…
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Angel Advisory Intermediate Pty Ltd trading as Nixon Financial Services
ACN 699 248 989
Corporate Authorised Representative no. 1322597
Financial Services Guide Part 1
Joel Plowman’s Financial Services Guide Part 2
Leigh Jenkins Financial Services Guide Part 2
Rod Harper Financial Services Guide Part 2
Mark Trajkovski Financial Services Guide Part 2